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Why Is San Carlos More Expensive Than Belmont?

August 26, 2007

First, let me say that both are fantastic places to live and share many things in common. The population is similar, they are right next door to each other, both have great elementary schools and similar demographics. However, it is true that your money goes a little further in Belmont. Typically, homes in San Carlos are 10-15% more expensive.
Why? Here are the Top 3 Reasons buyers are willing to pay a little more to live in San Carlos:
(1) Downtown. When considering a move to either Belmont or San Carlos the number one reason buyers have given me for selecting San Carlos over Belmont is that San Carlos has a quaint downtown, i.e. Laurel Street. The resurgence of Laurel Street has been a huge factor for people deciding between Belmont and San Carlos. Buyers like the idea of being able to walk downtown for dining and shopping. Belmont does not really have a downtown. Carlmont Shopping Center serves a similar function, but it does not have the same feel as a downtown street, such as Laurel.
(2) Weather. It sounds ridiculous, I know…but Belmont is a few degrees cooler than San Carlos and can be a bit windy at times. How is this possible when the two towns are right next door to each other? The answer is found with Highway 92. Highway 92 connects the end of Ralston to Half Moon Bay and the Pacific Ocean. One of the main reasons Highway 92 was selected to be built on its current route is because it represents a point where the coastal hills dip, allowing Highway 92 to go up and over the hills without having to go to a higher elevation. Unfortunately, this small dip in the coastal hills allows for the breeze from the Pacific Ocean to blow right into Belmont. The coastal hills behind San Carlos and Redwood City tend to have much higher elevations, thus blocking more of the onshore breeze.
(3) Hills. Most of the homes in Belmont are in the hills. It is also true that many San Carlos homes are in the hills as well. However, San Carlos also offers a flatlands setting in two of its most prestigious districts, Howard Park and White Oaks. Some people do not like the thought of living on a hill for a number of reasons, including narrow roads, retaining wall issues and drainage problems. San Carlos’ ability to offer the hills and the flatlands, has given it a slight edge in terms of it being attractive to prospective buyers.

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Why Is San Carlos More Expensive Than Belmont?

Bob Bredel

3 Comments


Janice D.
August 31, 2007 at 10:26 am
Reply

I think it is a matter of choosing house size over some of the other benefits listed in the original posting. We were able to buy a 4 bedroom 2,200 square foot house in Belmont for 950K….for 950K in San Carlos we would have a 3/1 or 3/2 at 1,300-1,500 square feet. For us, it was more important to have a more functional home. We are close enough to travel to downtown San Carlos or San Mateo if we want to take advantage of their downtowns. We also do not mind the slightly cooler temperatures, especially with this week’s weather!



San Carlos Buyer
January 30, 2008 at 7:46 pm
Reply

Thank you for all of the very helpful information.
Do you believe that the 10-15% price difference in San Carlos vs. Belmont will begin to change at all if the Carlmont High School enrollment rules are changed? Or should this not be a consideration for a buyer looking in both cities?



Bob Bredel
January 30, 2008 at 9:03 pm
Reply

This is a great question, and one that is slowly starting to creep into the minds of prospective San Carlos buyers.
The short answer is that I think it would be naive to think that it would not have some effect. However, I do not believe it is enough to close the gap on the percentage differential of Belmont vs. San Carlos.
Most people moving into San Carlos have either just started a family or are thinking of starting a family. There seems to be a prevailing attitude of being overly concerned with the elementary and middle schools…the high school situation seems to be a distant concern. Many of my buyers in San Carlos are either (1)figuring on a private high school, (2)are not even sure if they will be in San Carlos long enough for it to matter, or (3) figure they will worry about it at a later time.
As to your second question on whether or not this should be a consideration for a buyer looking in San Carlos….I would have to say that it depends on the particular buyer. If you are planning on staying in San Carlos (a)long enough for your kids to go through high school and; (b) you want them to have a public education and; (c) would prefer Carlmont over Sequoia, then it is most likely a consideration. The tough part is balancing the other factors such as the eventual re-sale of your home, importance of having a downtown, etc.
I would summarize my opinion on the matter as follows: This is a highly individualized decision, but the vast majority of San Carlos buyers will not be dissuaded solely on the Carlmont policy.
Thanks for the post.
Bob Bredel
REMAX Today
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